Visa Consumer Authentication Service

Driving smarter authentication decisions
through data

Visa Consumer Authentication Service is a data-driven hosted solution VCAS_circledesigned to support an issuer’s authentication strategies with their 3-D Secure program. It works behind the scenes to evaluate each transaction based an exchange of data between the merchant, issuer and Visa, to reduce fraud and false declines, while limiting friction for a better cardholder experience.

  • Flexible management Create, test and publish authentication rules using via easy-to-use web portal.
  • Stronger risk-based authentication Provides issuers with strong risk-based authentication using Visa’s proprietary risk score.
  • 3-D Secure program support Seamlessly manages both 3-D Secure 1.0 and 2.0 protocols and all major card network programs.
  • Supports mandates In-compliance with regional mandates including BME, PSD2, and SCA. 

To find out more about Visa Consumer Authentication Service, request your personal demonstration today, or contact your account executive!

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